Locations in Springfield Gardens and Queens Village
Reputable & Reliable(718) 949-PAWN(718) 949-7296
Frequently Asked Questions
First time customers may have some questions before doing business with our shop. For your convenience, we've provided answers below to the most frequently asked questions below. We also invite you to call us with any other questions you may have!
Do you accept gold, diamonds, platinum, watches, etc., even old or broken items?
Yes, we accept all of these items in any condition. New, used or broken merchandise can be brought in for pawn loan or sale to put cash in your hand today.
Am I required to repay my pawn loan, and what happens if I do not pay?
No, you are not required to repay the pawn loan. We give our pawn loans with “no strings attached”, so you are not obligated to repay your pawn loan if you do not want to. However, your merchandise will be kept by us if you do not repay your pawn loan by the due date. The decision to repay or not is entirely yours to make.
Do I have to pay interest on my pawn loan?
Yes, all pawnbrokers charge interest for their services, but we encourage you to check with us before you do business elsewhere! You will find that our state regulated interest rates are lower than most other pawnbrokers in New York. This helps keep more cash in your pocket!
How do I get my merchandise back?
All merchandise is kept in safe deposit, so simply call the phone number on your white pawn ticket to arrange for a pick-up before you come into our shop.
What if I do not have the money to repay my pawn loan by the due date?
If you do not have the cash available before your due date, you can pay the finance charge that is due, as listed on your white pawn ticket, to extend your pawn loan for another four (4) months.
How do I know when my pawn loan is due?
The due date for your pawn loan is listed in the bottom right corner of your white pawn ticket. In addition, we will send you a reminder notice in the mail 30 days prior to the due date of your pawn loan.
Where can I find my “Pledge Number” for referencing my pawn loan when calling for information, pick-ups, etc.?
The “Pledge Number” is listed in the bottom right corner of your white pawn ticket.